USAA LIFE INSURANCE COMPANY | USAA LIFE INSURANCE COMPANY OF NEW YORK
USAA PROTECTED DEFERRED ANNUITY
Protect Your Client’s Retirement Savings with a Guaranteed 4.75%¹ Rate.
Ready to get started? Connect with your dedicated wholesaling team below!
USAA annuities are available to the general public through select financial institutions, and membership is not required.
The minimum guaranteed interest rate is subject to change and may vary by product and state. The minimum guaranteed rate is fixed and will not change after the contract is issued.
Key Features
MINIMUM / MAXIMUM PURCHASE
Minimum: $25,000 (qualified and non-qualified)
Maximum: $2 million ($1 million in NY)
AGE GUIDELINES
Minimum Age: 18
Maximum Age: 85
Generally, per Edward Jones guidance, clients should be in their early 50s to early 70s.
INTEREST RATE GUARANTEE PERIOD
2-,3-,4-,5-, and 7-year maturities
ADDITIONAL FEATURES & BENEFITS
Nursing Home Waiver / Critical Care Withdrawal
Death Benefit
Systematic Withdrawal Plan
Annuitization
Help your clients live their best life in retirement.
Deferred annuities can help your clients save for the future and prepare for retirement. Their money grows daily and they can use the value to purchase an immediate annuity. Depending on the payment option they choose, payments may be guaranteed for life.²
Tax-Deferred Earnings
Plan for a steady monthly income in retirement with an annuity.
Protected Growth
Save without the worry of market risk.
Guaranteed Income
Keep more of the interest you earn each year as you save.
Request the latest rates from your wholesaler
How we can help
Your Dedicated Wholesaling Team
Work directly with your dedicated wholesaling and new business teams for sales and marketing support.
Marketing Materials
Explore our wide range of marketing tools and deliverables you can use with your clients to showcase the USAA Protected Deferred Annuity.
Conversation Starters
Sit down with your clients and go through an income planning worksheet to assess their current retirement goals and risks.
No bank guarantee • Not a deposit • May lose value • Not FDIC/NCUA insured • Not insurance by any federal government agency
1 Rate effective 12/16/2024. Your actual rates will depend on your physical address state. Interest rates are subject to change, but they’ll never be less than the guaranteed minimum. For additional information on current rates and rate lock please refer to your Financial Professional.
2 Guarantees apply to certain insurance and annuity products and are subject to product terms, exclusions and limitations and the insurer’s claims paying ability and financial strength.
Money not previously taxed is taxed as income when withdrawn. Withdrawals before age 59 1/2 may be subject to a 10% federal tax penalty.
Protected Deferred Annuity (PDA): Forms ICC19996663P 06-20, 3P99678CA 06-20, 3P99672DE 06-20, 3P99679FL 06-20, 3P99673ND 06-20,3P99674SD 06-20, 3P99710NY 06-20. Life insurance and annuities provided by USAA Life Insurance Company, San Antonio, TX. All insurance products are subject to state availability, issue limitations and contractual terms and conditions.
Annuitization permanently converts your principal into an income stream. Once you annuitize, you will no longer have access to your principal as a lump sum. It has no cash value.
DID 6130678.0324